Assistant Relationship Manager - Lending Borrowing

  • Lending and Borrowing
  • Mumbai, India

Assistant Relationship Manager - Lending Borrowing

Job description

About CoinDCX

Trusted by more than 10 million users, CoinDCX is India's fastest-growing and safest way to Crypto. We’re on a mission to make Crypto accessible to every Indian. Our aspirations are much bigger and we strive to contribute to the larger crypto ecosystem. For this, we’re looking for talented people like you to join our team and fulfill this vision.

Inside CoinDCX Lending and Borrowing Team

CoinDCX is shaping the future of crypto in India and we are in pursuit of lending & borrowing officers to join our team.

This role involves setting the base and strategy for executing safe and secure crypto investments while also finding opportunities that allow to deploy tokens in the best way possible. Additionally, candidates should possess knowledge about crypto and Web3.

Candidates should have a background in traditional lending and a solid understanding of industry standards and practices.

Make a difference by,

● To develop and cultivate opportunities to deploy the Lend Crypto Product Initiate new relationships and maintain existing relationships with institutions and asset managers.

● Maintain the Lend P&L to cultivate avenues to maximise the profit and deployment opportunities.

● Work closely with the Retail platform and alliance teams to devise strategies to increase and manage supply and provide inputs basis the Lend demand. 

● Evaluate and provide inputs with respect to potential new demand centres and opportunities to maximise the Lend book. Understand the demand centres with respect to BTC, altcoins, stablecoins and CBDC.

● Writing Credit Appraisal Notes and getting it approved through committees for lending to different counterparties

● Monitoring each exposure basis different criteria on regular intervals

● Co-ordinating on legal documentation to close loan documentation

● Co-ordinating with different internal teams to process disbursements

● Tracking different Tokens and Protocols for fundamental changes

Job requirements

  • 2-5 years experience in business development across financial institutions (Banks, NFBCs, AMCs) preferably on the wholesale or financial institutional product side

  • Demonstrated relationship management across institutions preferably Banks / NBFCs

  • Basic understanding of various banking terms like Asset Liability Management (ALM), pricing/ROE calculator for risk adjusted returns, Loan to Value (LTV), etc.

  • Experience of coordinating with different teams in past organizations like middle office, operations. Experience of working on credit appraisal notes will be a positive.

  • Candidates should have a clear understanding of the lending business and concepts like Yield, NIM, etc.

  • Understanding financial products with respect to lending and asset management companies and understanding market-linked products and trading

  • Basic understanding of and interest in the cryptocurrency landscape

  • Educational Qualification - Candidates who have done Masters in Finance/CA/MBA. 1st attempt CA